Heathwalk Advisors Private Limited is a financial technology firm based in London and Mumbai. The firm owns and operates intelligent and engaging savings, investment, and payments application, with significantly better experience and wealth outcomes than a bank account. It provides access to money anytime through a VISA card, digital wallet, and through ATM’s and POS machine. In India, it operates MaxMyWealth - a savings application that facilitates people to make better returns on their savings, in accordance with their life goals and risk preference. In addition, just as in a traditional bank account, the application offers best in class payment features, which include a physical ATM card, a virtual wallet for peer to peer transfer, merchant transfer, and bill payments allowing customers all the conveniences of a bank account.